Long-Time Horizon Analysis of Healthequity Inc (HQY) Stock

Healthequity Inc [HQY] stock prices are down -2.11% to $86.96 at the moment. It is a good measure of the stock’s recent performance to check whether the stock’s short-term value is rising or falling. The HQY shares have gain 2.45% over the last week, with a monthly amount drifted -18.73%, and not seem to be holding up well over a long-time horizon.

From an analyst’s perspective:

Healthequity Inc [NASDAQ: HQY] stock has seen the most recent analyst activity on March 25, 2025, when Raymond James upgraded its rating to a Strong Buy and also revised its price target to $115 from $120. Previously, Mizuho started tracking the stock with Outperform rating on December 04, 2024, and set its price target to $126. On November 15, 2024, Goldman initiated with a Neutral rating and assigned a price target of $108 on the stock. JMP Securities started tracking the stock assigning a Mkt Outperform rating and suggested a price target of $101 on April 04, 2024. JP Morgan reiterated its recommendation of a Overweight and raised its price target to $108 on April 02, 2024. Barclays started tracking with a Overweight rating for this stock on January 03, 2024, and assigned it a price target of $84. In a note dated September 21, 2023, Robert W. Baird upgraded an Outperform rating on this stock and boosted its target price from $79 to $87.

The stock price of Healthequity Inc [HQY] has been fluctuating between $65.01 and $115.59 over the past year. Currently, Wall Street analysts expect the stock to reach $113.5 within the next 12 months. Healthequity Inc [NASDAQ: HQY] shares were valued at $86.96 at the most recent close of the market. An investor can expect a potential return of 30.52% based on the average HQY price forecast.

Analyzing the HQY fundamentals

The Healthequity Inc [NASDAQ:HQY] reported sales of 1.20B for trailing twelve months, representing a surge of 18.84%. Gross Profit Margin for this corporation currently stands at 0.6% with Operating Profit Margin at 0.14%, Pretax Profit Margin comes in at 0.1%, and Net Profit Margin reading is 0.08%. To continue investigating profitability, this company’s Return on Assets is posted at 0.03, Equity is 0.05 and Total Capital is 0.05. An extended analysis of the company’s primary financial structure reveals a debt-to-equity ratio of0.52.

Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 85.97 points at the first support level, and at 84.97 for the second support level. However, for the 1st resistance point, the stock is sitting at 88.18, and for the 2nd resistance point, it is at 89.39.

Ratios To Look Out For

It’s worth pointing out that Healthequity Inc [NASDAQ:HQY]’s Current Ratio is 3.06. Further, the Quick Ratio stands at 3.06, while the Cash Ratio is 1.89. Considering the valuation of this stock, the price to sales ratio is 6.27, the price to book ratio is 3.56 and price to earnings (TTM) ratio is 79.76.

Transactions by insiders

Recent insider trading involved SELANDER ROBERT W, Director, that happened on Feb 10 ’25 when 5750.0 shares were sold. Director, ROBERT SELANDER completed a deal on Feb 10 ’25 to buy 5750.0 shares. Meanwhile, Officer Elimelech Rosner bought 1707.0 shares on Jan 07 ’25.

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