United Community Banks Inc (UCB) stock: 12-month forecast projects 12.08% potential return%

United Community Banks Inc [UCB] stock prices are down -0.56% to $28.55 at the moment. It is a good measure of the stock’s recent performance to check whether the stock’s short-term value is rising or falling. The UCB shares have gain 1.53% over the last week, with a monthly amount drifted -8.84%, and not seem to be holding up well over a long-time horizon.

From an analyst’s perspective:

United Community Banks Inc [NYSE: UCB] stock has seen the most recent analyst activity on March 20, 2025, when Hovde Group reiterated its Market Perform rating and also revised its price target to $32 from $36. Previously, Raymond James upgraded its rating to Outperform on December 19, 2024, and kept the price target unchanged to $35. On October 19, 2023, downgrade downgraded it’s rating to Neutral and revised its price target to $27 on the stock. Keefe Bruyette downgraded its rating to a Mkt Perform and decreased its price target to $30 on July 20, 2023. Stephens initiated its recommendation with a Overweight and recommended $34 as its price target on April 04, 2023. Janney downgraded its rating to Neutral for this stock on January 19, 2023. In a note dated April 06, 2022, Raymond James downgraded an Mkt Perform rating on this stock.

The stock price of United Community Banks Inc [UCB] has been fluctuating between $24.04 and $35.38 over the past year. Currently, Wall Street analysts expect the stock to reach $32 within the next 12 months. United Community Banks Inc [NYSE: UCB] shares were valued at $28.55 at the most recent close of the market. An investor can expect a potential return of 12.08% based on the average UCB price forecast.

Analyzing the UCB fundamentals

The United Community Banks Inc [NYSE:UCB] reported sales of 1.49B for trailing twelve months, representing a surge of 13.39%. Gross Profit Margin for this corporation currently stands at 0.84% with Operating Profit Margin at 0.12%, Pretax Profit Margin comes in at 0.18%, and Net Profit Margin reading is 0.15%. To continue investigating profitability, this company’s Return on Assets is posted at 0.01, Equity is 0.06 and Total Capital is 0.02. An extended analysis of the company’s primary financial structure reveals a debt-to-equity ratio of0.1.

Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 28.31 points at the first support level, and at 28.06 for the second support level. However, for the 1st resistance point, the stock is sitting at 28.82, and for the 2nd resistance point, it is at 29.08.

Ratios To Look Out For

It’s worth pointing out that United Community Banks Inc [NYSE:UCB]’s Current Ratio is 0.04. Considering the valuation of this stock, the price to sales ratio is 2.29, the price to book ratio is 1.02 and price to earnings (TTM) ratio is 13.99.

Transactions by insiders

Recent insider trading involved Davis Sally Pope, Director, that happened on Mar 11 ’25 when 1800.0 shares were purchased. President & CEO, HARTON H LYNN completed a deal on Feb 19 ’25 to sell 3321.0 shares. Meanwhile, President & CEO HARTON H LYNN sold 31679.0 shares on Feb 10 ’25.

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