A View of Affirm Holdings Inc (AFRM) Stock’s Fundamentals and Valuations

At the time of writing, Affirm Holdings Inc [AFRM] stock is trading at $58.95, up 2.27%. An important factor to consider is whether the stock is rising or falling in short-term value. The AFRM shares have gain 4.45% over the last week, with a monthly amount drifted -11.82%, and not seem to be holding up well over a long-time horizon.

From an analyst’s perspective:

Affirm Holdings Inc [NASDAQ: AFRM] stock has seen the most recent analyst activity on January 28, 2025, when Compass Point upgraded its rating to a Neutral and also boosted its price target to $61 from $20. Previously, Susquehanna downgraded its rating to Neutral on January 21, 2025, and kept the price target unchanged to $57. On January 15, 2025, William Blair initiated with a Outperform rating. JMP Securities upgraded its rating to a Mkt Outperform but stick to its price target of $78 on December 20, 2024. Jefferies upgraded its rating to a Buy and raised its price target to $82 on December 19, 2024. Wedbush upgraded its rating to Neutral for this stock on October 14, 2024, but kept the price target unchanged to $45. In a note dated October 11, 2024, Wells Fargo upgraded an Overweight rating on this stock and boosted its target price from $40 to $52.

For the past year, the stock price of Affirm Holdings Inc fluctuated between $22.25 and $73.34. Currently, Wall Street analysts expect the stock to reach $59.44 within the next 12 months. Affirm Holdings Inc [NASDAQ: AFRM] shares were valued at $58.95 at the most recent close of the market. An investor can expect a potential return of 0.83% based on the average AFRM price forecast.

Analyzing the AFRM fundamentals

According to Affirm Holdings Inc [NASDAQ:AFRM], the company’s sales were 2.52B for trailing twelve months, which represents an 40.67% jump. Gross Profit Margin for this corporation currently stands at 0.76% with Operating Profit Margin at -0.1%, Pretax Profit Margin comes in at -0.18%, and Net Profit Margin reading is -0.18%. To continue investigating profitability, this company’s Return on Assets is posted at -0.04, Equity is -0.16 and Total Capital is -0.03. An extended analysis of the company’s primary financial structure reveals a debt-to-equity ratio of2.51.

Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 56.96 points at the first support level, and at 54.96 for the second support level. However, for the 1st resistance point, the stock is sitting at 60.20, and for the 2nd resistance point, it is at 61.44.

Ratios To Look Out For

It is important to note that Affirm Holdings Inc [NASDAQ:AFRM] has a current ratio of 6.02. On the other hand, the Quick Ratio is 6.02, and the Cash Ratio is 7.69. Considering the valuation of this stock, the price to sales ratio is 7.33, the price to book ratio is 6.53.

Transactions by insiders

Recent insider trading involved O’Hare Robert, Chief Financial Officer, that happened on Jan 03 ’25 when 3227.0 shares were sold. Chief Financial Officer, O’Hare Robert completed a deal on Jan 02 ’25 to sell 6541.0 shares. Meanwhile, Director Rabois Keith sold 16086.0 shares on Jan 02 ’25.

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