Here is how Upstart Holdings Inc (UPST) stock might take investors finances to the next level

Upstart Holdings Inc [UPST] stock is trading at $64.01, up 1.67%. An important factor to consider is whether the stock is rising or falling in short-term value. The UPST shares have gain 12.16% over the last week, with a monthly amount drifted -22.87%, and not seem to be holding up well over a long-time horizon.

From an analyst’s perspective:

Upstart Holdings Inc [NASDAQ: UPST] stock has seen the most recent analyst activity on December 13, 2024, when Needham upgraded its rating to a Buy but kept the price target unchanged to $100 for it. Previously, Redburn Atlantic upgraded its rating to Buy on December 03, 2024, and elevated its price target to $95. On December 02, 2024, downgrade downgraded it’s rating to Underweight. BTIG Research upgraded its rating to a Neutral. Piper Sandler upgraded its rating to a Overweight and raised its price target to $85 on November 08, 2024. JP Morgan upgraded its rating to Neutral for this stock on November 08, 2024, and upped its price target to $45. In a note dated November 08, 2024, Citigroup upgraded an Buy rating on this stock and boosted its target price from $56 to $87.

Upstart Holdings Inc [UPST] stock has fluctuated between $20.60 and $88.95 over the past year. Currently, Wall Street analysts expect the stock to reach $49.2 within the next 12 months. Upstart Holdings Inc [NASDAQ: UPST] shares were valued at $64.01 at the most recent close of the market. An investor can expect a potential drop of -23.14% based on the average UPST price forecast.

Analyzing the UPST fundamentals

Upstart Holdings Inc [NASDAQ:UPST] reported sales of 557.88M for the trailing twelve months, which represents a growth of 20.50%. Gross Profit Margin for this corporation currently stands at 0.96% with Operating Profit Margin at -0.39%, Pretax Profit Margin comes in at -0.3%, and Net Profit Margin reading is -0.3%. To continue investigating profitability, this company’s Return on Assets is posted at -0.09, Equity is -0.28 and Total Capital is -0.13. An extended analysis of the company’s primary financial structure reveals a debt-to-equity ratio of1.75.

Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 62.33 points at the first support level, and at 60.64 for the second support level. However, for the 1st resistance point, the stock is sitting at 65.40, and for the 2nd resistance point, it is at 66.78.

Ratios To Look Out For

For context, Upstart Holdings Inc’s Current Ratio is 4.26. On the other hand, the Quick Ratio is 4.26, and the Cash Ratio is 4.52. Considering the valuation of this stock, the price to sales ratio is 10.47, the price to book ratio is 9.78.

Transactions by insiders

Recent insider trading involved Girouard Dave, Chief Executive Officer, that happened on Jan 15 ’25 when 41667.0 shares were sold. Officer, Girouard Dave completed a deal on Jan 15 ’25 to buy 41667.0 shares. Meanwhile, Chief Executive Officer Girouard Dave sold 41667.0 shares on Dec 16 ’24.

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