Is PennyMac Financial Services Inc (PFSI) Holding Up Well Over a Long-Time Horizon?

At the time of writing, PennyMac Financial Services Inc [PFSI] stock is trading at $126.16, up 1.73%. It is a good measure of the stock’s recent performance to check whether the stock’s short-term value is rising or falling. The PFSI shares have gain 4.84% over the last week, with a monthly amount glided 19.57%, and seem to be holding up well over a long-time horizon.

From an analyst’s perspective:

Previously, Keefe Bruyette upgraded its rating to Outperform on April 08, 2025, and kept the price target unchanged to $114. On July 22, 2024, downgrade downgraded it’s rating to Mkt Perform but maintained its price target of $102 on the stock. Keefe Bruyette upgraded its rating to a Outperform and increased its price target to $105 on April 09, 2024. Deutsche Bank initiated its recommendation with a Buy and recommended $115 as its price target on January 10, 2024. Keefe Bruyette downgraded its rating to Mkt Perform for this stock on January 10, 2024. In a note dated December 06, 2023, UBS initiated an Neutral rating and provided a target price of $85 on this stock.

For the past year, the stock price of PennyMac Financial Services Inc fluctuated between $85.74 and $127.56. Currently, Wall Street analysts expect the stock to reach $117.5 within the next 12 months. PennyMac Financial Services Inc [NYSE: PFSI] shares were valued at $126.16 at the most recent close of the market. An investor can expect a potential drop of -6.86% based on the average PFSI price forecast.

Analyzing the PFSI fundamentals

According to PennyMac Financial Services Inc [NYSE:PFSI], the company’s sales were 3.85B for trailing twelve months, which represents an 1.94% jump. Gross Profit Margin for this corporation currently stands at 0.95% with Operating Profit Margin at 0.38%, Pretax Profit Margin comes in at 0.15%, and Net Profit Margin reading is 0.14%. To continue investigating profitability, this company’s Return on Assets is posted at 0.02, Equity is 0.1 and Total Capital is 0.1. Upon thorough examination of the company’s fundamental financial framework, it becomes apparent that the debt-to-equity ratio stands at 4.59.

Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance.

Ratios To Look Out For

It is important to note that PennyMac Financial Services Inc [NYSE:PFSI] has a current ratio of 0.09. Further, the Quick Ratio stands at 0.09, while the Cash Ratio is 0.01. Considering the valuation of this stock, the price to sales ratio is 1.69, the price to book ratio is 1.62 and price to earnings (TTM) ratio is 17.49.

Transactions by insiders

Recent insider trading involved Perotti Daniel Stanley, Chief Financial Officer, that happened on Sep 05 ’25 when 2925.0 shares were sold. Officer, Perotti Daniel Stanley completed a deal on Sep 05 ’25 to buy 2925.0 shares. Meanwhile, Chief Financial Officer Perotti Daniel Stanley sold 5850.0 shares on Sep 02 ’25.

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