Upstart Holdings Inc [UPST] stock prices are up 1.41% to $68.12 at the moment. It is a good measure of the stock’s recent performance to check whether the stock’s short-term value is rising or falling. The UPST shares have gain 9.13% over the last week, with a monthly amount glided 4.32%, and seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
Upstart Holdings Inc [NASDAQ: UPST] stock has seen the most recent analyst activity on August 20, 2025, when JP Morgan upgraded its rating to a Overweight but kept the price target unchanged to $88 for it. Stephens started tracking the stock assigning a Equal-Weight rating and suggested a price target of $55 on June 12, 2025. BofA Securities upgraded its rating to a Neutral but $53 remained the price target by the analyst firm on April 29, 2025. Morgan Stanley upgraded its rating to Equal-Weight for this stock on February 14, 2025, and upped its price target to $70. In a note dated February 12, 2025, JP Morgan upgraded an Neutral rating on this stock and boosted its target price from $57 to $79.
The stock price of Upstart Holdings Inc [UPST] has been fluctuating between $31.40 and $96.43 over the past year. Currently, Wall Street analysts expect the stock to reach $65.33 within the next 12 months. Upstart Holdings Inc [NASDAQ: UPST] shares were valued at $68.12 at the most recent close of the market. An investor can expect a potential drop of -4.1% based on the average UPST price forecast.
Analyzing the UPST fundamentals
The Upstart Holdings Inc [NASDAQ:UPST] reported sales of 851.77M for trailing twelve months, representing a surge of 101.59%. Gross Profit Margin for this corporation currently stands at 0.98% with Operating Profit Margin at -0.06%, Pretax Profit Margin comes in at -0.01%, and Net Profit Margin reading is -0.01%. To continue investigating profitability, this company’s Return on Assets is posted at -0.0, Equity is -0.01 and Total Capital is -0.02. An extended analysis of the company’s primary financial structure reveals a debt-to-equity ratio of2.04.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance.
Ratios To Look Out For
It’s worth pointing out that Upstart Holdings Inc [NASDAQ:UPST]’s Current Ratio is 3.46. Further, the Quick Ratio stands at 3.46, while the Cash Ratio is 1.37. Considering the valuation of this stock, the price to sales ratio is 7.69, the price to book ratio is 9.07.
Transactions by insiders
Recent insider trading involved Girouard Dave, Chief Executive Officer, that happened on Sep 15 ’25 when 41667.0 shares were sold. Officer, Darling Scott completed a deal on Sep 17 ’25 to buy 1000.0 shares. Meanwhile, Officer Girouard Dave bought 41667.0 shares on Sep 15 ’25.
